Child Support and Social Security Disability

November 18, 2009
Posted in Social Security 

I can’t tell you how many times this conversation comes up.  And it comes from both sides.  The person who is getting disability benefits and the person who wants to keep getting Child Support.  It gets a little tricky but there are a few things that is very important for people to realize when someone is responsible for Child Support:

1) The child support may go DOWN but it’s not going to go away
Ok, let’s get it poppin!   Under Family Law for most states, a person who is required to pay child support may be able to petition the court to reduce their child support obligation based on a material change in circumstances.   In other words, if their obligation to pay was based on a certain financial calculation at the time they were working, they may be able to lower their payment if certain circumstances arises that prevents that from being able to pay that amount.   I’m pretty sure a disability determination by a Federal agency may be helpful.  HOWEVER, just because you’re on disability doesn’t mean that you NO LONGER have to pay child support.  The clock still runs and as long as you’re receiving benefits, you are still on the hook to satisfy your obligation.  It may be lower but you still have to pay.

2) DIB may be garnished
When you worked and paid into the system, you earned quarters of coverage which allows the Federal Government to pay you based on your earnings.  As a result, if  you are on disability, you may be able to draw money per month based on your earnings.  As a result, most state Department of Revenues have relationships with the Social Security Administration which permits them the ability to garnish a percentage of your disability to satisfy your child support obligation.

3) SSI might not
Most people don’t understand that Supplemental Security Income is a NEED BASED program (in other words, a welfare program).  As a result, when you apply, you usually a) don’t have enough quarters of coverage from your own earnings, b) are disabled, and c) are so poor that you need the monetary assistance to survive.   In some instances, SSI may not be able to get disability benefits because this program is need based.

4) If you got back pay, they can garnish that, too.
Most people think that once they get on disability, they are exempt from child support or any back support.  In some instances (usually with Disability Insurance Benefits), the Department of Revenue will garnish a percentage of the claimant’s back pay in order to satisfy any outstanding child support arrearages.

5) You gotta be ON disability in order to get it done
Alot of time, people think that as long as they are APPLYING for Social SecurityDisability benefits that they don’t have to pay their child support.  First, this almost never works because most judges aren’t moved by an application for Social Security or a letter from your representatives saying that are applying (some judges are sympathetic.  Be happy if you got one).  Second, until you have a determination from SSA that says you are disabled, the courts may not be sympathetic until you get a decision.  Finally, the decision takes so long that the family court is not going to sit there and wait for you to be approved or denied.

6) The Family allowance is not to cover your child support debt (DIB)
Under the DIB program, if you have kids, you may receive an additional amount of money for your children.  However, this extra amount of money is not amount to satisy your child support debt.  Sometimes, people think that this extra money goes towards that obligation.   One, the extra money goes where your child is.  Two, the extra money is NOT designed to cover your support obligation.  Three, you are STILL responsible for child support.

7) You have no choice.  The Government will take your money if you owe child support.
If you are on the DIB program, the State will garnish a percentage of your money.  I hate to be the bearer of bad news but you have NO say so in the matter.  You can appeal and tell them that you need to lower the percentage (good luck with that) but the reality is that states and the federal government have a relationship to ensure that you satisfy the obligation.

Child Support and Social Security can sometimes work funny with each other.  However, the reality is that the Child Support obligation doesn’t go away just because the person is on disability.  However, SSI programs are for those people who really NEED money because they are financially destitute so there is no guarantee that those funds may be garnished.    Disability may not exempt you from your obligation, however, the program you fall under may impact the child’s aiblity to receive it.

Comments

6 Responses to “Child Support and Social Security Disability”

  1. johnae sessoms on November 20th, 2009 4:16 pm

    my babtydad is on ssi, and im filing for child support will i recieve it

  2. Anthony Reeves on November 21st, 2009 2:07 pm

    SSI is tricky because it’s a need based program. If a person is on SSI, they are on disability so they are not able to work. Does this relieve them of their obligation to pay child support? Probably not. A court may reduce the obligation based on their inability to work but they may be still on the hook for any arrearages or on-going support obligations. However, unlike the Social Security DIB program where an individual’s child support obligation may be garnished from their DIB, in some instances, SSI may not be garnished which means the individual would have to pay the child support from their monthly SSI check.

  3. Wayne on December 7th, 2009 12:00 am

    there are codes for a defence in indiana such as
    if you pray for your child there is no need for health care, 2 if a child was removed from your home agaist your will that is also a lefitimate defence and if you have a notorized document signed by both partys that is also grounds for no support, do to the fact you are denied equl acces to the Child to support them by distance,,

  4. Wayne on December 7th, 2009 12:07 am

    there are codes for a defence in indiana such as
    if you pray for your child there is no need for health care, 2 if a child was removed from your home against your will that is also a legitimate defence and if you have a notorized document signed by both partys that is also grounds for no support, do to the fact you are denied equal acces to the Child to support them by distance,,
    and both partys agreed to sign it, i also have a case presedent to back this up, if any would like to debate my claims please do, as long as there polite i will respond,i beleave in equal parenting time if your in the same city do 3 days on 4 off or if your far appart do 6 months and rotate the holidays every other year,, it work s and builds a better bond with both parents..

  5. nellie on January 25th, 2010 6:34 pm

    if my child drop out school at the age of 15 or16,doi still had to pay child support.

  6. Anthony Reeves on January 25th, 2010 6:47 pm

    In most states, child support depends on the age of the child and not whether they are still in school. Every state is a little different (depending on whether the child is emancipated) so you would definitely need to contact an attorney in your state.

Leave a Reply